Is Assurance Health Insurance Legit? A Complete Review

Are you in search of a dependable and cost-effective insurance provider that aligns with your specific requirements? If so, you may have come across Assurance Insurance.

The question that naturally arises is whether Assurance Insurance can be considered trustworthy, and what range of services and products does it offer to meet your insurance needs?

In the following blog post, we will delve into a comprehensive review of Assurance Insurance, aiming to provide you with valuable insights that will aid in assessing its suitability for your individual preferences and requirements.

Is Assurance Health Insurance Legit?

Company Overview

Founded in 2009 and situated in Bellevue, Washington, Assurance Insurance functions as an online platform that connects consumers with various insurance providers, brokerages, and agents.

In addition to facilitating these connections, Assurance Insurance extends its services through the provision of Accident and Sickness Hospital Indemnity insurance.

This particular insurance product is underwritten by Federal Insurance Company, a member of the Chubb Group, showcasing Assurance Insurance’s commitment to offering diverse coverage options to its clientele.

Key Information

Assurance Insurance, under the leadership of CEO Michael Rowell, boasting more than two decades of experience in the industry, asserts that it has aided over 20 million consumers in locating appropriate insurance policies.

Important details include:

  • Phone Number: (833) 260-1546
  • Address: 920 5th Ave, Suite 3750, Seattle, WA 98104
  • Customer Service: (833) 260-1546 or through the contact form.
  • Policy Details: Vary depending on the type of insurance and provider.
  • Email:
  • Fax Number: (425) 412-7200
  • Operating Hours: Monday to Friday, from 8 a.m. to 8 p.m. ET

Services & Products

Assurance Insurance offers a diverse range of insurance products and services tailored to your needs:

  • Life Insurance: Opt for term, whole, or final expense policies, underwritten by Prudential or Lumico, often accessible without the need for medical exams.
  • Health Insurance: Compare and purchase plans based on location, income, and health requirements, including options such as Medicare Advantage and Supplement plans.
  • Auto Insurance: Secure quotes and coverage from reputable providers like Progressive, Liberty Mutual, or Nationwide, with customizable options to suit your preferences.
  • Home Insurance: Safeguard your home with policies from trusted providers such as Allstate, Farmers, or State Farm, and enhance your coverage with add-ons like flood or earthquake insurance.
  • Renters Insurance: Acquire policies from Assurant, a distinct entity not affiliated with Assurance Insurance, covering personal property, liability, and living expenses.

Pros and Cons of Assurance Insurance


  1. Increase your options by obtaining quotes and comparing plans from various providers.
  2. Simplify the application process by applying for coverage online or via phone.
  3. Expedite the process with access to policies that do not require medical exams.
  4. Access additional benefits, including an accelerated death benefit for term life insurance.
  5. Benefit from a 30-day policy cancellation window, offering a full refund for review.


  1. Limited information on plans or riders on the website may necessitate contacting an agent for clarification.
  2. Agent objectivity may be influenced by commission-based incentives.
  3. Companies issuing policies, such as Prudential and Lumico, have received more complaints than average, indicating potential service, claims, or billing issues.

How do I cancel my Policy with Assurance Insurance

To terminate your Assurance Insurance policy, get in touch directly with the insurance company that issued it.

Locate the contact information in your policy documents or on the official website.

You might be required to either submit a written request or fill out a cancellation form.

If the cancellation is processed within the initial 30 days from the policy’s issuance, you could be eligible for a complete refund.

Also read: Does Health Insurance Cover Hypnotherapy

How do I get a Quote from Assurance Insurance

Is Assurance Health Insurance Legit?
Photo source (Healthline)

To receive a quote, go to the Assurance Insurance website, choose the type of insurance you need, and respond to inquiries about your personal and health details.

Explore a variety of plans and pricing options offered by various providers, brokerages, or agents.

Call the specified number to connect with an agent for assistance in obtaining a quote and completing coverage application.

Claim Process

The procedure for handling a claim can vary depending on the type of insurance and the provider.

You may need to reach out to the insurance company directly, file a claim online, or mail in the necessary documentation.

Supporting paperwork, such as a death certificate, police report, or repair estimate, may be necessary.

Stay informed about the status of your claim by contacting the insurance company or checking your online account.

Customer Service

For assistance, reach Assurance Insurance customer service by phone, email, or through the website’s contact form.

Refer to the FAQ section for answers to common questions.

Some customers faced challenges reaching representatives or obtaining satisfactory resolutions to their concerns.

Third-Party Ratings

Assurance Insurance holds a Better Business Bureau A+ rating, reflecting quick and skillful resolution of customer issues.

Despite acknowledgment, Assurance Insurance’s BBB rating is 1.5/5 stars, mainly due to negative feedback in 10 customer reviews.

Notably, third-party evaluators like J.D. Power, AM Best, and Consumer Reports have not yet provided ratings for Assurance Insurance.

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